How to Qualify for a Mortgage Without Tax Returns in 2025

How to Qualify for a Mortgage Without Tax Returns in 2025

How to Qualify for a Mortgage Without Tax Returns in 2025Qualified Home Mortgage
Published on: 06/11/2025

Yes, you can get a mortgage without tax returns in 2025. Learn how self-employed borrowers and real estate investors qualify using bank statements, DSCR, 1099, or asset-based income with Qualified Home Mortgage.

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Here’s Why Non-QM and DSCR Loans Win in 2025

Here’s Why Non-QM and DSCR Loans Win in 2025

Here’s Why Non-QM and DSCR Loans Win in 2025Qualified Home Mortgage
Published on: 29/10/2025

See why self-employed borrowers and investors are turning to Non-QM and DSCR loans in 2025 — and how these flexible programs unlock real financial freedom.

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Self-Employed  Borrower

Self-Employed  Borrower

Self-Employed  BorrowerQualified Home Mortgage
Published on: 13/10/2025

Quick guide for self-employed Californians buying their first home—learn what lenders need, which documents to prepare, and loan options that actually work.

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  What Is a Qualified Mortgage (QM)? QM vs Non-QM
  Explained for Homebuyers

What Is a Qualified Mortgage (QM)? QM vs Non-QM Explained for Homebuyers

  What Is a Qualified Mortgage (QM)? QM vs Non-QM
  Explained for HomebuyersQualified Home Mortgage
Published on: 12/09/2025

Learn what a Qualified Mortgage (QM) is, how it differs from Non-QM loans, and what each means for homebuyers. Understand requirements, pros and cons, and find out which mortgage option fits your needs.

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Bank Statement Loans

Bank Statement Loans

Bank Statement LoansQualified Home Mortgage
Published on: 08/09/2025

Running your own business shouldn’t stop you from owning a home. Discover how bank statement loans make mortgages easy for the self-employed.

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DSCR Loans Explained & Calculator: Test Your Investment Property’s Numbers | Qualified Home Mortgage

DSCR Loans Explained & Calculator: Test Your Investment Property’s Numbers | Qualified Home Mortgage

DSCR Loans Explained & Calculator: Test Your Investment Property’s Numbers | Qualified Home MortgageQualified Home Mortgage
Published on: 08/09/2025

Learn how to use our DSCR calculator to qualify for rental property financing. See debt service coverage ratio requirements and tips for investors in CA, NV, and TX.

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