Qualified Home Mortgage Blog

Creative financing for real people. Tips, guides, and tools for self-employed borrowers and investors. From FHA, VA, and USDA to non-QM programs like DSCR, bank statement, stated income, and SBA. Find a path that fits your story.

What Is a Qualified Mortgage (QM)? QM vs Non-QM Explained for Homebuyers

  What Is a Qualified Mortgage (QM)? QM vs Non-QM
  Explained for HomebuyersBy: Qualified Home Mortgage Published on: 12/09/2025

Learn what a Qualified Mortgage (QM) is, how it differs from Non-QM loans, and what each means for homebuyers. Understand requirements, pros and cons, and find out which mortgage option fits your needs.

mortgage-freedom-blogMortgage Loan Education Blog
  What Is a Qualified Mortgage (QM)? QM vs Non-QM
  Explained for Homebuyers

Bank Statement Loans

Bank Statement LoansBy: Qualified Home Mortgage Published on: 08/09/2025

New Blog Post Description

mortgage-freedom-blogMortgage Calculators
Bank Statement Loans

DSCR Calculator: How Investors Qualify for Rental Property Loans

DSCR Calculator: How Investors Qualify for Rental Property LoansBy: Qualified Home Mortgage Published on: 08/09/2025

Learn how to use our DSCR calculator to qualify for rental property financing. See debt service coverage ratio requirements and tips for investors in CA, NV, and TX.

Mortgage Calculators
DSCR Calculator: How Investors Qualify for Rental Property Loans