Self-employed investor reviewing Non-QM and DSCR loan options in 2025

Here’s Why Non-QM and DSCR Loans Win in 2025

mortgage-freedom-blog| Mortgage Loan Education Blog
October 29, 2025•0 min read
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non qm loans 2025dscr loans 2025self employed mortgage 2025bank statement mortgagenon qualified mortgagenon qm lenders 2025
Qualified Home Mortgage is “where creative financing lives.” We help self-employed borrowers, real estate investors, and business owners in California, Nevada, and Texas qualify when traditional banks say no. Our loan programs include non-QM solutions such as bank statement loans, DSCR investor loans, stated income and no tax return loans, multi-unit financing, SBA loans, hard money, and renovation loans, along with FHA, VA, USDA, jumbo, and conventional loans. Founded by Steven “Harry” Protopappas, our mission is to uncover new paths to homeownership and financial freedom by designing financing around your story—not a box.

Qualified Home Mortgage

Qualified Home Mortgage is “where creative financing lives.” We help self-employed borrowers, real estate investors, and business owners in California, Nevada, and Texas qualify when traditional banks say no. Our loan programs include non-QM solutions such as bank statement loans, DSCR investor loans, stated income and no tax return loans, multi-unit financing, SBA loans, hard money, and renovation loans, along with FHA, VA, USDA, jumbo, and conventional loans. Founded by Steven “Harry” Protopappas, our mission is to uncover new paths to homeownership and financial freedom by designing financing around your story—not a box.

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