Qualified Home Mortgage · CA & NV

Terms & Conditions — Qualified Home Mortgage

This website (the “Site”) is owned and operated by Qualified Home Mortgage, with NEXA Mortgage LLC (NMLS #1660690). Steven “Harry” Protopappas (NMLS #2543750) is a licensed Mortgage Loan Originator in California and Nevada.

By using this Site, you agree to be bound by these Terms & Conditions, our Privacy Policy, and any additional terms that may apply to specific sections. Accessing the Site in any manner constitutes your agreement to these terms. We reserve the right to update these Terms at any time; continued use after changes are posted constitutes acceptance.

Intellectual Property

Unless otherwise indicated, the Site and all content — including source code, software, website design, text, photography, and graphics — is our proprietary property, protected by U.S. and international copyright, trademark, and intellectual property laws. All trademarks and service marks on the Site are owned or licensed by us.

You are granted a limited license to access and use the Site for personal, non-commercial purposes. You may download or print individual pages for personal use, provided all copyright and proprietary notices are retained. No part of the Site may be copied, reproduced, distributed, sold, or exploited for any commercial purpose without our express prior written permission.

User Content

By submitting any material to us — through contact forms, email, or otherwise — you represent that you are the owner of that material or have express consent to submit it, and that you are 13 years of age or older. You grant us a royalty-free, perpetual, irrevocable, non-exclusive, worldwide license to use, copy, modify, and distribute such material for purposes related to operating and improving this Site and our services.

Disclaimers

Links on this Site to third-party websites are provided for informational purposes only and do not constitute an endorsement of those sites or the services they offer. We are not responsible for the content, accuracy, or practices of any linked third-party site.

THE SITE AND ALL INFORMATION, PRODUCTS, AND SERVICES ARE PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW. WE DISCLAIM ALL WARRANTIES INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Nothing on this Site constitutes a commitment to lend, a rate quote, or financial, legal, or tax advice. All loan programs, rates, and eligibility requirements are subject to change without notice. Consult a licensed mortgage professional for advice specific to your situation.

Limitation of Liability

To the fullest extent permitted by law, Qualified Home Mortgage and NEXA Mortgage LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this Site, even if advised of the possibility of such damages.

Indemnification

You agree to defend, indemnify, and hold harmless Qualified Home Mortgage, NEXA Mortgage LLC, their affiliates, officers, directors, and employees from and against any claims, damages, liabilities, costs, and expenses (including legal fees) arising out of or related to your breach of these Terms or your use of the Site.

Linking and Framing

You may establish a hyperlink to this Site provided the link does not imply any sponsorship or endorsement by us. Without prior written permission, you may not frame or inline link any content from this Site or incorporate our materials into another website or service.

Governing Law

These Terms are governed by the laws of the State of Nevada without regard to its conflict of law provisions. Any dispute arising from these Terms or your use of the Site shall be resolved in a court with appropriate jurisdiction.

Contact

📞 (775) 525-1595
✉️ info@qualifiedhomemortgage.com
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