This is Where Creative Financing Lives
Closed doors don’t stop us.
They point us toward new paths.
We’ll help uncover yours!
Your story doesn’t fit in a box — and neither should your loan.
That’s why at Qualified Home Mortgage, we design financing around you: your income, your credit, your goals.
Because one-size-fits-all lending doesn’t build financial freedom.
The Right Loan Is Out There. We Already Found It.
You won’t hear “You don’t qualify” here. Instead, you’ll hear, “Here’s how we make it work.”
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Qualify using income flowing through your business—not outdated tax returns.
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Qualify based on rental income, not personal income documents.
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Don’t fit the traditional mold? Stated income loans keep doors open.
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Stay in your home while using its equity to cover living costs or healthcare.
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Zero down payment options for veterans, service members, and their families..
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Cover more with a loan built for higher-value real estate purchases.
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Flexible credit powered by your home’s value—use what you need!
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Government-backed funding for small businesses.
You’re Not the Problem. The System Is.
You’ve put in the work, you’ve proven you can pay, maybe even more in rent than a mortgage would cost. Still, the banks shut the door.
That ends here!
At Qualified Home Mortgage, we turn the system against itself. We use it to open doors — to your dream home, your first investment, or the SBA loan that powers your business.
Self-Employed or 1099
Real Estate Investors (DSCR loans)
Haven’t Filed Taxes Yet
Credit Challenges or Past Bumps
Want to Use Rental Income to Qualify
SBA Loans to start or grow your business
You’re not alone—and you're not unqualified. You just need a different lender.
Clarity First. Solutions Built Around You. Freedom Funded Fast.
This isn’t a transaction. It’s a game plan.
We Listen First.
You tell us your story. Not just your credit score.
We Match You With the Right Program.
Whether it's bank statements, tax returns, 1099, or your typical W2—there’s a path forward.
You Buy the Home (or Investment) That Changes Everything.
Because someone should finally say yes.
TESTIMONIALS
You're Not the Only One Who Felt Stuck.
“We own a 4-unit now, and no bank would even call us back. Qualified Home Mortgage got it done.”
“We were self-employed, and no one understood our income. They did.”
I Bought My First Property by Leveraging Future Income.
In Spokane, I bought a multi-unit.
By using projected rent from the other units, I qualified for more than I thought possible. That property now pays for itself — and it changed my life.
I wasn’t a perfect borrower. I just had the right lender. Now I help people like you do the same.
You don’t need to fit a mold.
You need someone who understands your situation — and knows how to fight for it.
“Someone else pays my mortgage. I can help you do the same.”
Let’s Talk Through Your Situation
We make sense of the numbers and show you exactly what they mean for your goals.
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© Copyright 2023 NEXA Mortgage. All rights reserved
.NEXA Mortgage - NMLS# 1660690
5559 S Sossaman Rd Building 1 #101, Mesa, AZ 85212
https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1660690
NEXA Mortgage LLC is an Equal Housing Lender
Qualified Home Mortgage – Powered by NEXA Mortgage
Steven “Harry” Protopappas, Mortgage Loan Originator
NMLS #2543750| Licensed in California, Nevada, and Texas
📞 (619) 815-7100 | ✉️ [email protected]
.Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov https://bit.ly/3B5pAfz
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