USDA Loans are Available!

Receive a quote on a USDA loan today.

Buy a Home Outside the City Limits with USDA!

Rural single-family home financed with a USDA zero down mortgage in California, Nevada, or Texas

Why a USDA Loan?

There are many benefits of a USDA home loan. One of the biggest benefits is that no down payment is required.* Borrowers who qualify for a USDA home loan have the flexibility to pay nothing out of pocket for a down payment.

  • Fixed-Rate Mortgage

  • Low Mortgage Insurance

  • No Loan Limits

About USDA Home Loans

The United States Department of Agriculture (USDA) gives borrowers the opportunity to own a home outside of the city limits. There are several benefits of a USDA loan,including flexible credit underwriting requirements and no down payment required.

We’re here to make the USDA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our USDA Loan Qualifier

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.


The USDA Loan Process

Here’s how our home loan process works:

  • Complete our simple USDA Loan Qualifier

  • Receive options based on your unique criteria and scenario

  • Compare mortgage interest rates and terms

  • Choose the offer that best fits your needs

Get Your VA Loan Quote Now!

Get Your USDA Loan Quote Now!

Mortgage rates change daily and vary depending on your unique situation. Get your FREE customized quote here .

NEXA Mortgage award recognition – Qualified Home Mortgage loan officer
LOS.com loan origination system partner with Qualified Home Mortgage
Brokers Are Better network – Qualified Home Mortgage independent mortgage broker
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.NEXA Mortgage - NMLS# 1660690

5559 S Sossaman Rd Building 1 #101, Mesa, AZ 85212

https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1660690

NEXA Mortgage LLC is an Equal Housing Lender

Qualified Home Mortgage – Powered by NEXA Mortgage

Steven “Harry” Protopappas, Mortgage Loan Originator

NMLS #2543750| Licensed in California, Nevada, and Texas

📞 (619) 815-7100 | ✉️ [email protected]

.Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov https://bit.ly/3B5pAfz

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A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov